About

Wayne Trotman

Banking and credit practitioner, institutional advisor, educator, and author focused on stronger institutional credit decisions.

Wayne Trotman seated in a blue suit

Founder & CEO | Trotman Capital Advisors

Practitioner. Advisor. Educator.

Author of The Discipline of Credit Judgment

Wayne Trotman is a banking and credit practitioner, institutional advisor, educator, and author whose career spans corporate banking, credit, financial institutions, capital markets, risk management, and leadership.

His professional experience includes senior roles at JPMorgan, Merrill Lynch, FleetBoston/Summit Bank, Chase Manhattan Bank, and other organizations. He has subsequently worked extensively in professional credit education and institutional capability development, including more than six years of faculty and instructional work with Moody’s Analytics.

Through Trotman Capital Advisors, he works with financial institutions to strengthen credit analysis, credit judgment, underwriting, syndicated lending, portfolio management, early warning, credit writing, governance, and decision consistency.

Wayne maintains FINRA registrations including Series 24, 79, 7 and 63. He is the author of The Discipline of Credit Judgment, a practitioner-focused body of work on how institutions move beyond financial analysis to make stronger, more defensible credit decisions.

Author | The Discipline of Credit Judgment

Volume I establishes the core discipline and decision framework for credit judgment.

Forthcoming Volume II — Credit Judgment in the ECCU extends the work to the distinctive economic, institutional, legal, supervisory, and credit-intermediation environment of the Eastern Caribbean Currency Union.

Good credit analysis explains the borrower. Good credit judgment determines whether, and on what terms, the institution should take the risk.

A second dimension

Institutional work with a human presence.

The TCA approach combines senior practitioner perspective with applied learning and institutional implementation.

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