About
Wayne Trotman
Banking and credit practitioner, institutional advisor, educator, and author focused on stronger institutional credit decisions.

Founder & CEO | Trotman Capital Advisors
Practitioner. Advisor. Educator.
Wayne Trotman is a banking and credit practitioner, institutional advisor, educator, and author whose career spans corporate banking, credit, financial institutions, capital markets, risk management, and leadership.
His professional experience includes senior roles at JPMorgan, Merrill Lynch, FleetBoston/Summit Bank, Chase Manhattan Bank, and other organizations. He has subsequently worked extensively in professional credit education and institutional capability development, including more than six years of faculty and instructional work with Moody’s Analytics.
Through Trotman Capital Advisors, he works with financial institutions to strengthen credit analysis, credit judgment, underwriting, syndicated lending, portfolio management, early warning, credit writing, governance, and decision consistency.
Wayne maintains FINRA registrations including Series 24, 79, 7 and 63. He is the author of The Discipline of Credit Judgment, a practitioner-focused body of work on how institutions move beyond financial analysis to make stronger, more defensible credit decisions.
View Wayne Trotman on LinkedIn →
Good credit analysis explains the borrower. Good credit judgment determines whether, and on what terms, the institution should take the risk.
A second dimension
Institutional work with a human presence.
The TCA approach combines senior practitioner perspective with applied learning and institutional implementation.